ANBOUND's senior researcher He Jun noted that the current rural primary-level financial reform is forced to proceed due to no other option, in fact it is intending to make social capitals to shoulder the burden. Therefore, several key points from the rural financial reform are noteworthy: First is to open up the market and allow access to capitals that wish to enter the rural financial sector. Second is to identify the direction. Rural financial institutions must be related to agriculture so as their business orientation. Third is to strengthen supervision, risk control and compliance management must be in place without exception.