Recently, a series of measures taken by regulators made people confused with the regulators' attitude towards internet finance. ANBOUND think tank scholars believe that those measures by the central bank are meant to encourage and standardize the internet finance. However, the focal point is that the current policy has different impact on different internet institutions. Tencent’s Wechat business is highly being affected but Alipay becomes more competitive. In fact, the liberalization of deposit interest rate is the real killer to"Yu E Baos". The central bank has made it clearly that the liberalization would be realized in 2 years and this is really good news for internet finance, shadow banks and traditional banks.