"Inclusive finance" draws more attention upon being included in the resolution of the Third Plenary Session of the 18th CPC's Central Committee. From ANBOUND point of view, the regulators should be fully aware of the strong characteristics of public service from the “inclusive finance”. It is a better approach to encourage mutual capital cooperation, mutual monitoring and joint development, including setting up a public financial support capital as well as creating and developing union fund cooperation rather than an overly bureaucratic approach. It might be more beneficial towards small and micro businesses as well as solving inclusive finance of the “three agricultures”（issues of agriculture, farmer and rural area）. It indeed requires Martin Luther’s salvation model.