The central bank declared that the benchmark interest rate will be directionally lowered down 0.5 percent point for commercial banks who meet the requirements of prudent operation as well as loan proportion for "San Nong"(issues of agriculture, farmer and rural area) and small and micro businesses. ANBOUND research team observes that the current situation and policy shift reveals that the central bank is still tenaciously guarding the policy bottom line of not comprehensively loosening monetary policies, while the central government continues to closely observe and judge economic situation and market changes. If the downward pressure continues to expand, a monetary policy of comprehensively lower benchmark interest rate or even lower interest rate might be gradually adopted.